Mortgage rates for the most popular U.S. home loans held steady this week to remain at their lowest for the year.. The average interest rate for a 30-year fixed mortgage averaged 4.10% this week.
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Mortgage giant Freddie Mac said Thursday the average rate on the benchmark 30-year, fixed-rate mortgage held steady at 4.81 percent this week. That compares with 3.90 percent a year ago.
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Mortgage rates were essentially flat this week, halting the 30-year fixed rate's three-week slide. According to the latest data released Thursday.
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The 30-year fixed-rate mortgage averaged 4.08 percent this week, Freddie Mac reports in its weekly mortgage market survey. Mortgage.
Oil prices held steady at $62 a barrel (neutral for mortgage rates, because energy prices play a large role in creating inflation) The yield on 10-year Treasuries inched up to 2.44 percent from 2.
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Lenders continue to put a lid on mortgage rates as an incentive for Americans to continue their homebuying search despite the recent year-over-year spike in February’s average home prices. The low mortgage rates held steady despite the recent increase in the Federal Reserve’s benchmark rate and the subsequent bump in many banks’ prime rates.
"Mortgage rates have been holding steady over the past two months," says Len Kiefer, deputy chief economist for Freddie Mac, in a statement. "The U.S. weekly average 30-year fixed mortgage rate was 4.42 percent in this week’s survey." "Rates have bounced around 4.4 percent since mid-February," Kiefer says.